Effective September 25, 2012, the Michigan legislature enacted a new law extending the period of garnishment from 3 to 6 months. You can read the new law at http://legislature.mi.gov/doc.aspx?mcl-600-4012. I would expect this law change will result in increased filings by debtors for installment payments and/or Chapter 7 Bankruptcy. It certainly will make life easier for creditors in uncontested cases. It will be interesting to see whether Judges will consider the lengthier writs in ruling on installment payment petitions. Stay tuned.